How to open a EUR IBAN from anywhere in Europe
A step-by-step guide to opening a real, dedicated EUR IBAN online in under a minute — no local address, no branch visit, no paperwork.
Opening a euro account used to mean a branch visit, proof of a local address, and weeks of waiting. Today you can get a real, dedicated EUR IBAN online in about a minute. Here's exactly how it works with Auriga.
What is a EUR IBAN, really?
An IBAN (International Bank Account Number) is your account's address for sending and receiving money across the SEPA zone. A dedicated IBAN is issued in your name — not a pooled sub-account shared with thousands of other users. That distinction matters: salary payments, direct debits, and refunds all expect an account that unambiguously belongs to you.
Opening your account, step by step
- Enter your email. We send a one-time code — no passwords to forget.
- Add your details. Name, date of birth, nationality, and residence. This takes about a minute.
- Verify your identity. A quick photo of your ID and a selfie. Most checks complete in seconds.
- Get your IBAN and card. Your EUR IBAN is live immediately and a virtual Mastercard is ready to use.
No local address required. You can open from anywhere in the European Economic Area.
What you can do next
- Receive your salary or invoices straight to your IBAN.
- Send money over SEPA Instant — arriving in under 10 seconds, 24/7.
- Pay anywhere Mastercard is accepted, online and in store.
- Claim a payment handle so friends can pay you by
@handleinstead of typing an IBAN.
Ready to try it? Open your free account — it takes about a minute.