Transfer times and fees

Auriga keeps transfers fast and transparent.

Transfer times

• SEPA Instant: under 10 seconds, including weekends and holidays.
• Standard SEPA: within one business day.

When an instant transfer isn't supported by the receiving bank, Auriga automatically falls back to a standard SEPA transfer.

Fees

EUR-to-EUR SEPA transfers are free or near-free, with no hidden exchange-rate markup. When you convert between currencies, you get the real exchange rate with a clear, upfront fee — never a buried spread.

Limits

Transfer limits depend on your verification level. You can view your current limits in Settings.